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AUTO CAR ACCIDENT l Frequently Asked Questions

I.

General Information about Motor Vehicle Accidents
II.

What to do if you are in an accident

  A. Immediately after the accident
  B. When the police get to the accident
  C. Soon after the accident
  D. Later
III. Theories of Liability
  A. Negligence
  B. Recklessness
  C. Third Parties
        1. Drunk Drivers
       2. Product Manufacturers
       3. Automotive Technicians
       4. Government Entities
  D. General Conclusion
IIV.

Injuries and Compensation

  A. Damages
  B. Damages for Family Members
  C. Insurance
  D. Amount of Compensation
  E. Injuries and Compensation Conclusion
V. Insurance Claims Tips
VI.

Uninsured or Underinsured Drivers

  A. Uninsured Drivers
 

B. Underinsured Drivers

  C. Collecting Damages
 

D. Uninsured or Underinsured Drivers Conclusion

VII. No-Fault Insurance
  A. A No-Fault Insurance System
  B. Choice No-Fault
  C. A No-Fault Insurance Policy
  D. No-Fault Insurance Conclusion
 
" Contact a Iowa auto - car accident lawyer representing clients in Des Moines, Iowa today to schedule your free initial consultation."

Theories of Liability

Negligence

Deciding whether a driver was negligent in a motor vehicle accident can be difficult. Sometimes you may feel that another driver, a cyclist, or a pedestrian didn't use a reasonable amount of care, but you may not know exactly which rule or rules he or she broke. An experienced personal injury lawyer will be able to help you determine if another person was negligent. The attorney will consider many sources, including state traffic laws, police reports and the statements of witnesses to the accident.

Courts consider many variables in making a determination that a driver or another person was negligent. These variables may include:

Failing to follow traffic signs and signals
Disobeying traffic laws
Driving on the wrong side of the road
Neglecting to signal a turn
Driving faster or slower than the posted speed limit
Ignoring traffic or weather conditions
Driving while under the influence of alcohol or other drugs

Recklessness

A driver may also be held responsible for an accident if he or she acted recklessly. Reckless driving is driving unsafely, with "willful and wanton disregard" for the possibility that such action will cause an accident. Reckless drivers intentionally disregard the possible consequences of their actions while driving. For example, a driver may be found reckless if he or she threatens or harasses another person while driving out of "road rage" and causes an accident. Road rage is defined as "an assault with a motor vehicle or other dangerous weapon by the operator or passenger(s) of another motor vehicle or an assault precipitated by an incident that occurred on a roadway." Criminal charges may also result.

Between 1990 and 1997, almost 13,000 people were injured or killed in car accidents that were caused by aggressive driving, according to studies by the National Highway Traffic Safety Administration (NHTSA) and the American Automobile Association. Another NHTSA study shows that dangerous driving by others, including speeding, is considered a threat by 60 percent of drivers. Approximately 30 percent of these drivers felt that their personal safety, or the safety of their families, was threatened in the past month. Sixty-seven percent of these drivers felt that their safety was threatened during the past year.

Aggressive drivers are those who speed, tailgate, move quickly from lane to lane, flash their headlights excessively and use other dangerous driving techniques. Police officers and traffic safety officers are increasing efforts to catch and punish these aggressive drivers. Aggressive driving is defined by the NHTSA as "a progression of unlawful driving actions," such as:

Speeding, which can be either going faster than the posted speed limit or driving too fast for current      conditions
Improper passing by either failing to signal, using an emergency lane to pass, or passing on the      shoulder of the road
Improper or excessive lane changing
Failing to signal a turn
Failure to yield to oncoming traffic

The NHTSA offers the following tips on how to avoid an accident with aggressive drivers:

Get out of their way; do everything in your power to get out of the way of an aggressive driver
Don't let your pride get the better of you; don't challenge the aggressive driver by speeding up or      trying to hold your place in your travel lane
Avoid eye contact; sometimes looking at an aggressive driver can make them even angrier
Avoid gestures; ignore any rude gestures made towards you and don't make any gestures yourself
Report seriously aggressive drivers to the police. Remember to pull over to the side of the road,      however, if you use a cell phone.

Copyright © MMIX JAKOBIE
 
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If you would like to schedule a free initial consultation contact an Iowa auto - car accident attorney, representing clients in Des Moines, Iowa  at Carney & Appleby P.L.C. Office. Give us a call at (515) 282-6803 or email us at info info@carneylawfirmiowa.com.
 
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Carney & Appleby, P.L.C.


303 Locust Street
400 Homestead Building
Des Moines, IA 50309
Phone: (866) 584-3924
Fax: (515) 282-4700
E-mail:
 
 
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Des Moines, Iowa Law Firm practicing in Iowa primarily in Administrative Law, Criminal Defense, Family Law, Insurance Defense, Medical Malpractice, Motor Vehicle Accidents, Personal Injury (including claims and settlement), Legislative Law, Business Law, Real Estate, Construction Law, & Wills and Trusts, Estate Planning. Lawyers and attorneys at Carney & Appleby, P.L.C. are dedicated to serving their clients in Central Iowa, including the cities of Des Moines, Council Bluffs, Cedar Rapids, Davenport, Waterloo, Denison, Dubuque, Webster City, Newton, Knoxville, Ottumwa, Corydon, Decorah, Grinnell, Montezuma, Sioux City, West Des Moines, Clive, Centerville, Ames, Spencer, Emmetsburg, and the communities that make up Polk, Pottawattamie, Linn, Scott, Black Hawk, Crawford, Dubuque, Hamilton, Jasper, Marion, Wapello, Wayne, Winneshiek, Woodbury, Story, Poweshiek, Appanoose, Clay and Palo Alto counties.

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Carney & Appleby, P.L.C. is located in Des Moines, IA and serves clients in and around Grimes, West Des Moines, Des Moines, Clive, Berwick, Urbandale, Altoona, Norwalk, Cumming, Johnston, Runnells, Polk City, Carlisle, Mitchellville, Bondurant, Waukee, Elkhart, Martensdale, Prole, Alleman, Hartford, Dallas County, Polk County, Story County, Warren County.

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